What Are Cookies?
A cookie is a small text file that is placed and stored on your computer, mobile or other device by websites that you visit. Cookies are widely used in order to make websites work or work more efficiently and also to provide information on visitor behaviour to the website owner. For further information on the use of cookies visit www.aboutcookies.org or www.allaboutcookies.org.

Session Cookies
These are temporary cookies that remain in the cookie file of your device’s browser until you close the browser. They can enable certain site functionality and are also used by the server to store/remember information about user web page activities so user information can be stored throughout an online web process e.g. to allow information to be carried across pages of a website to avoid having to re-enter information.

Persistent Cookies
These are cookies that remain in the cookie file of your browser for much longer (how long depends on the lifetime of the specific cookie). Generally speaking, persistent cookies can be used to track website visits, including returning and unique visitors, and to monitor how people interact with a website. They can also be used to help arrange content to match a user’s preferred interests/preferences more quickly e.g. language settings, however, these cookies cannot be used by themselves to identify you.

How Do We Use Cookies?
Cookies are used for various reasons and aims, for example:

Enabling users to obtain quotes from our website (session cookie);
Ensuring the security of our customers (session cookie);
Making possible certain site functionality (session cookie); and
Website traffic and visitor behaviour tracking (persistent cookie).
The ‘session’ cookies are something used as they are a necessity for the website to run to its full potential, and are vital in making certain functions possible, e.g. obtaining a ‘quote’ *see above, and also to ensure the security of our clienteles. A customer has to have ‘session cookies’ enabled if they require an online quote or wish to access any areas of the website that has been earmarked for registered users. It must be noted that ‘session cookies’ do not hold any of the customer’s personal information.

The ‘persistent cookies’ used on this website help us to improve the user experience of the site by giving us an insight into how it is being used. These segments of information are basically Google Analytics cookies, which benefit a website as they are used to accumulate anonymous, aggregated statistics that allow us to understand how users use our website (for example what a person clicks on, and for how long they stay on a page) and from this, the information helps us to improve the site structure. Neither we nor any third party can identify you personally in this way.

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